Taking care of your finances is essential life skills. While we do let chartered accounts and wealth managers look into their field of expertise, it’s a wise idea to also keep a close watch since personal finance is so subjective. From the stock market to managing your investments and fixed deposits, to keeping a track of your expenditure, these apps will help you stay clued in with your finances.
Money Control
Photo Courtesy: Google Play StorePhoto Courtesy: Google Play StorePhoto Courtesy: Google Play Store
Looking for an interactive app to manage your finances? Money Control has you covered. With live news updates from CMBC and business news to interacting with other users, a currency converter and real-time stock updates on the NSE AND BSE; the hero of the app is the interactive features. Being a multi-linguistic app you can use the app in English, Hindi or Gujarati.
Available on Android and iOS.
Monefy
Photo Courtesy: Monefy
Looking to up your savings for the month or year? Then Monefy is the finances app you need on your smartphone. Monefy is a personal finance application that makes money management easy. The app is designed to streamline expense tracking and help you save money. The added plus for this app is that it has a a user interface that can be easily read by anybody. It is easy for individuals to understand the meanings of the symbols used.
Available on Android and iOS.
ET Money
Photo Courtesy: Google Play StorePhoto Courtesy: Google Play Store
A two-in-one app, ET Control allows you to track your credit card, cash and e-wallet spending and investments in one space. The aim of the app is to make investments paperless and ET Money does not charge a commission on mutual fund investments either. With short informational videos for investors, you can rest assured that the decisions will be well researched. What’s more? A curated list of schemes in different categories can help a new investor pick funds.
Available on Android and iOS.
Money Manager
Photo Courtesy: Google Play StorePhoto Courtesy: Google Play StorePhoto Courtesy: Google Play Store
If you find it hard to keep a track of your expenses, Money Manager will ensure tracking your expense becomes the least of your problems. The app will prompt you to generate spending reports, and review financial data on a daily, weekly and monthly basis. Further, if you’re looking for a long-term solution to your finances, it also has features like a spending tracker and budget planner. And finally, the cherry on top? If balance sheets aren’t your thing, the visual graphs and charts help analyse one’s spending habits better.
Available on Android and iOS.
Paytm Money
Photo Courtesy: Google Play StorePhoto Courtesy: Google Play Store
Digital payment giant Paytm has a new entrant in the financial market – Paytm Money. You can choose to download the app or simply use it from the Paytm Wallet app. On the app, you can switch from regular to direct funds without a commission and also move investments made on other platforms to one space. Going an extra mile, the app also alerts you about the risk exposure of the fund before you invest and reminds you about upcoming SIP payments.
Available on Android and iOS.
Groww
Photo Courtesy: Google Play StorePhoto Courtesy: Google Play Store
All investors know the importance of a carefully curated portfolio and for some even an investment bucket. Groww is a user-friendly app for finances, that app allows you to seamless search for and analyses mutual funds. If you find it a hassle to curate your own portfolio, you can also choose among the pre-made portfolios based on your risk profile. Upon making investments, the app shows you a consolidated view of how your investments are performing, making this a helpful tool for an on-the-go investor.